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No Auto Insurance

All owners of vehicles registered in Colorado, including low powered scooters, are required to maintain insurance on their vehicle when operated by themselves or another person in Colorado.

Additionally, anyone who operates a motor vehicle is required to have current insurance.

When requested by the police, or when an accident occurs, or during a traffic investigation, an operator or an owner of the vehicle is required to produce a copy of the insurance to the police.

Failing to maintain insurance or to produce valid insurance is a Class 1 Misdemeanor Traffic Offense and is punishable by a fine of a minimum $500 or greater and imprisonment in the county jail from 10 days to 1 year. If the driver is able to provide after acquired insurance the Court may suspend half of the fine.

If a person is convicted of a 2nd or more offense in a 5 year period, the minimum mandatory fine is increased to $1000 plus any possible jail sentence. The court may still suspend one half of the fine for after acquired insurance.

At least 40 hours of community service may also be imposed for a violation of this statute.

If a police officer testifies at trial that the driver or owner didn’t have insurance when requested, this will constitute prima facie evidence of the violation. However, if the owner or driver produces a valid copy of the insurance in effect at the time of the alleged violation, then he or she cannot be convicted of this charge.

Additionally, any person convicted of no insurance in Colorado will be required to maintain proof of financial responsibility with DMV for three (3) years from the date of the conviction. If the driver does not comply with proof of financial responsibility as required by DMV within 20 days, then the their driver’s license may be suspended.

Denver Colorado Traffic Ticket Attorney Monte Robbins has handled hundreds of traffic tickets in Colorado county and municipal courts. Contact him today for a free case evaluation at 303-355-5148 or 970-301-5541.

Client Reviews
"An excellent lawyer choice for my son who was charged with driving while his license was revoked. DMV had mistakenly sent (3) letters of revocation to the incorrect address, so I hired Monty to prove that my son never knew his license was revoked. Monty kept me informed at all times as to what was happening and what he doing to prove my son's innocence in this matter. We were to appear in court on 29 March 2012 and Monte informed us on 27 March 2012, that the case had been dismissed!!! Monte charged a fair, flat rate for what he did in this matter and should the need arise to hire a lawyer or to recommend a lawyer, I would not hesitate to give Monte's name.” Linda
"I consulted three other attorneys on my traffic offense in Colorado and none of them thought I could beat it. Then I consulted with Monte Robbins. He not only relieved my warrant without my presence in Colorado, but he got my habitual driving offense reduced to an infraction. I was up against the wall on this case but thanks to Monte miracles are possible. I have hired my share of attorneys and Monte Robbins has produced the best results for me yet. After being without my driving privileges for ten years I paid a small fine and am legal with a clean record. I Highly recommend this attorney." Steve
"I hired Monte J. Robbins to represent me. He gave 110% to my case never rushed me off the phone, quick to gather all information regarding my case. Monte is very knowledgeable and helped me out a lot. He kept me informed every step of the way through my case. I was always able to get a hold of him for any questions i had. The outcome of my case was way better then i had expected. Monte did a excellent job on my case and I would highly recommend him to anyone. Monte won my case and I am confident that he can do the same for anyone else." Jeremy